Step-up SIP Calculator
Calculate returns on your SIP with an annual increase in investment amount.
Step-up SIP Calculator
Calculate returns for a Systematic Investment Plan with annual increase in contribution.
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10%
12%
20 years
What is a Step-up SIP?
A Step-up SIP (Systematic Investment Plan) is an investment strategy where you start with a fixed monthly investment amount that increases annually at a predetermined rate, allowing investments to grow with your income.
Benefits of Step-up SIP
- Increase investments gradually as your income grows
- Helps combat inflation by increasing investment amounts over time
- Potentially higher returns compared to regular fixed SIPs
- Better suited for long-term financial goals like retirement
Step-up SIP Example
Starting with ₹10,000/month and 10% annual increase for 20 years at 12% returns: Year 1 = ₹10,000/month, Year 2 = ₹11,000/month, Year 3 = ₹12,100/month, and so on — resulting in a much larger corpus than a regular SIP.