Index Funds — The Simplest Way to Invest
Index funds passively track a market index (like Nifty 50 or S&P 500) by holding the same stocks in the same proportion. They offer market returns at very low costs.
Why Index Funds Win
Over 80% of active fund managers fail to beat their benchmark index over 10 years. Index funds guarantee you get market returns minus a tiny expense ratio (0.1-0.5%).
Popular Index Funds in India
Nifty 50 index funds, Nifty Next 50, Sensex funds, Nifty Midcap 150. Start with a Nifty 50 index fund for core equity allocation.
How to Invest
Open an account with any AMC or platform (Zerodha, Groww, etc.). Start a SIP in a Nifty 50 index fund. Minimum ₹500/month in most funds.